FHA Loans

At Easy Mortgage, FHA loans are our specialty.

Easy Mortgage Co. is a HUD approved Texas mortgage lender. The FHA home loan provides easier access to low rate mortgage programs designed for low to moderate income families. If you are a first time home buyer, have little savings, or have credit dings, our FHA mortgage program may best meet your needs more so than the typical conventional home loan programs.

Facts that make the FHA Loan ideal for the average home buyer:

•          The Program is credit driven rather than based upon a credit score.   FHA only does a 1 year look back on credit.  If your credit problems are over 1 year old - credit score doesn't matter.
•          High Approval Flexibility for Credit Dings.
•          No credit history is required to be eligible for a home loan.
•          College acts as your job history for those new to the work force.
•          You can finance these residential property types: Single Family Homes, Duplex, Townhouse & Condo's.
•          Works easily with Grants and Charities that assist home buyers with Down Payment money.
•          Typically up to 6% in seller concessions are allowed.
•          Everyone is eligible with no income restrictions.
•          Interest Rates are typically lower than comparable conventional rates.
•          Absolutely no prepayment penalties are allowed.

       No down payment money needed.  We have down payment assistance money that we can add to any FHA loan - regardless of your income.  Keep your cash and let us get the down payment for you! 

To find out if you qualify for an FHA loan contact us today at 281-673-1650 or toll free at 800-561-4916.

If you prefer to apply online please click the following link:  http://www.easymortgagetexas.com/apply.php

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